Hottchica asked:


I currently have two cars, a Toyoya and a Galant. My auto insurance will be renewed starting Feburary 1st which is in in about 2 days. I really think I will sell both cars w/in the next few wks(Toyota has high mileage and the Galant uses alot of gas) for a more fuel efficient car like a Honda. Is it possible to change automobiles in the middle of a coverage period? I’m not sure how it works. This is my 1st time with my own insurance. Thanks for the clarification!

Jonathan asked:


I hit a deer and did a little damage to my car. I reported it to insurance company and brought the car to shop for an estimate. they gave me a quote of $1500. I have a $500 deductible so i dropped the car off to get fixed the next day i got a check from the insurance company. Is this my money the check is made payable to me. I don’t get it

James asked:


Yes I’m under 21, No I don’t have a single ticket , or driving violation . How could insurance on a 500 dollar cherokee cost 290$ a month? In two months thats the value of the car! Its BS there has to be a way to get insurance for cheaper than that. Anybody know of any place? And please don’t say Classic insurance as all of them you have to be 25 or older.

Tony P asked:


As above, i claimed on my existing car insurance policy about 2 years a go now. When getting new quotes they ask if i’ve had any claims in the past 3 years (which i have). But just wondering how would my new insurance company know either way if i put ‘no claims’. Surely if they were all on one database they wouldnt be asking me in the first place?! Would they check for any reason? And what would happen if i was found out? Thanks.

Lacey asked:


For example, I purchased a 2007 Monte Carlo in 2008. Obviously, being a sportier car insurance isn’t the cheapest. My insurance has been $420 every six months since I got it. My question is, as this car ages will my insurance company start to decrease the price as the vehicle’s value goes down? Is this something I have to request (like a “refinance” my policy situation)? Something that happens naturally?
I plan to keep this vehicle. It’s just an example.

Jeffrey Zaballa asked:


I go to college in Alabama, but stay in Florida during the Summers. Insurance here in Florida is six times the amount it would be in Alabama. Can I get insurance there (where my car will be most of the time), and still go into Florida?

Josh asked:


I am 18, good student in school A’s and B’s, male, and I am curious if anyone knows if I were to buy a 2003 jeep liberty 4×4, how much my insurance would jump? Or is there any newer 4×4′s where my insurance would not be as high?

asked:


**I don’t need quotes, I need printable proof of insurance**
I know The General offers instant proof of insurance by printing it straight from the internet, are there any other auto insurance companies that offer it?
I don’t want to know about quotes or estimates or any silly site about comparing prices.
I want to know what companies you can go to their site and print your insurance proof off of AT HOME so you can go driving asap.

cmd2009unl asked:


I was in an accident yesterday, and the owners of the vehicle at fault (the other people) have Progressive insurance. The driver of the vehicle, who was not on the insurance policy, had a suspended license. Will Progressive still cover the costs of the accident?

Additional info: Both cars were totaled and my passenger and I went to the hospital for neck and back pains. The driver of the Progressive vehicle and her two kids are/were fine and needed no medical attention. Both vehicles are totaled.
We both have “liability” insurance plans.

Stephen J asked:


I recently graudated from college and will be moving to a different city for a job, one that my parents don’t live in.

I really had thought about it, but my roomate said something and so I need an answer.

Will I still be on my parents insurance, even though I graduated and live in different city? I am 21, and my parents plan on keeping me on their plan, but the insurance company won’t make me get my own seperate plan, will they?

I didn’t think they would, but my roomate wondered why I was still allowed on my parents insurance as of now.
I will be staying in state.

I just purchased a used vechile. So on Monday I will call to tell them of that, so they can put it on the insurance and then say that it will be used primarily in Houston, not Lubbock. This will obviously make my rate go up somewhat, I just don’t want them to tell me I have to get my own plan or my rates will significantly go up.
#2 answer.

I don’t know if that applies with my insurance/state. My brother is currently in school, but he is 24 and still on my parents insurance.

I figure I will lie to the insurance company tell them I am going to go to school down there next semester, if I have to, and just wait until August to get a really good deal.

It’s not that I cant afford it, but if I can stay on my parents plan and save a $100 a month, I’m going to try.