Gary Jackson asked:


My friend who is an MBA said that if this were implemented, all the insurance companies would just move to South Dakota, because they have the weakest laws, and then they would be able to sell insurance to everyone and ignore all the other states’ laws. Is that true?

CogitoErgoCogitoSum asked:


How can a government, who supposedly stays as far out of a capitalist economy as possible, enforce that you purchase auto insurance? Isnt that a consumers right to buy or not buy?

One could argue that the privilege to drive at all is granted by the government, and you should abide by their requirements. But by that logic, wouldnt having insurance first be a prerequisite before you could get licensed?

lv4vacation asked:


I have heard that businesses will no longer need to supply you with insurance after five years, we will all have the same health coverage and that we will all be taxed steeply to help pay for those who do not have insurance. Our current health insurance is so great that I hate to see it be ruined by the plan.

en tu cabeza asked:


The insurance companies can then just charge as much as they want to people that have expensive preexisting medical conditions. For example you have diabetes, you go to get insurance, the company says sure we would love to insure you for 1000/month. Who can afford that? The government would have to also tell the insurance companies how much they are allowed to charge for it to help any.

Erin asked:


How is it legal for health insurance companies to discriminate against people with disabilities (I mean, medical disabilities), but other companies are not allowed to, like grocery stores are not allowed to? Or maybe it IS legal for other businesses to discriminate against people I am really just curious, that’s all. About the legal process. Health insurance companies kind of make me mad, because of this issue. I know I am expressing a political opinion, but I ask you not to troll. If you have a different opinnion thatn me, you can argue for it, but please don’t start trollin.’

Soylent Obama asked:


Why doesn’t the government give tax deductions for self-purchased insurance like it does for employer-provided plans?
Isn’t this what McCain wanted to address?

asked:


Let’s face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums.

The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control.

How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?

Tyler asked:


Would this be a matter directly between the hospital and the insurance company?

Or is this a matter where the hospital holds the patient liable, and the patient holds insurance company liable?

Thanks for the help.

Allen C asked:


Isn’t that the whole reason for paying for insurance? Shouldn’t all conditions, ailments, and injuries be covered? If not, then way are we paying into insurance?

Why isn’t their an insurance company out there that can provide this kind of service?

I don’t think the US Government should allow companies to operate that offer insurance and then deny benefits to someone who has been paying for coverage.
Ok just to add, this is not about me, but I work in the medical field and I hate seeing patients that die from not receiving treatments because their insurance companies denied benefits.

Nevada W asked:


I am in medical malpractice settlement negotiations with a dentist. Her insurance company was handling the negotiations, then the dentist license expired and the insurance company dropped the dentist. The dentist obtained a new policy from a new insurance company. Now the original insurance company has dropped out of negotiations. Is it possible that the original insurance company wants me to file suit against the dentist, and then the new insurance company will have to defend the dentist? Or, because the first insurance company received the initial settlement letter with notice of intent to sue, they will have to carry on and defend the dentist even though they no longer have the dentist as a client. Please clarify the typical procedure in this type of situation. Thanks a million! N.
Thanks for the info. I do have an attorney. But I do not want to sue and want to settle. The original insurance Co. made an offer, then we countered..then the Ins Co. dropped the dentist, and did not responded to the counter offer. SO, of course the attorney wants to sue cause he will make the big bucks. I want to settle because we were on track to settle. I just can’t figure why the original insurance company would want to go to court unless they really don’t care one way or another because the dentist is no longer a concern to them in the long run??? Tks. for you input.