Is there an insurance that just covers for chiropratic care?
jettabrat8 asked:
I already have health insurance, but they do not cover any chiropratic care. I just need to know if I can get a separate insurance because I really would like to get my spine fixed.
Tags: Chiropratic Care, Health Insurance, Spine
January 31st, 2009 at 10:04 am
I don’t think that there is coverage just for that. Our basic health insurance covers it, it depends on your employers. Maybe because of my husbands line of work they cover it.
February 2nd, 2009 at 3:21 pm
Yes, as a matter of fact there is…There is a discounted health benefits program that enables you to see a chiropractor anytime you wish. The plan is only $19.95 per month and comes with Dental, vision, prescription & of course Chiropractic care. There are more than 7,500 participating doctors. There is a free initial consultation and there is a 50% savings on all diagnostic services & required x-rays. 30% savings on treatment and most other services. No limit on number of visits and there is a toll free number to locate participating network chiropractors. If you want more info, please contact me.
February 3rd, 2009 at 8:52 am
No, there isn’t any plans just for chiropractic care. There are comprehensive group and individual plans that do cover chiropractic care along with all other care but it is a full health policy.
Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low $19.95 per month price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link for more information. Many other states are starting to ban these cards as well.
Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.