insurance?
alex c asked:
my parents are getting a divorce.they have 2 cars a truck and a Honda.when my dad left he took the Honda and left my family the truck.he called up the insurance and took the insurance for the truck off and so no we have no insurance.The truck is in his name.what do we do?
my parents are getting a divorce.they have 2 cars a truck and a Honda.when my dad left he took the Honda and left my family the truck.he called up the insurance and took the insurance for the truck off and so no we have no insurance.The truck is in his name.what do we do?
February 21st, 2010 at 2:23 pm
he has to sign over the truck in your or someone in your family’s name to get insurance. what a jerk for doing that!
February 22nd, 2010 at 8:56 pm
This is a situation where your mother (not you) needs to have her lawyer handle the problem.
Right now, the truck can not be legally driven. If your mother’s name is on the Honda, she can go and take it from where he parks it (assuming no ex-parte order is in effect). If her name is on it, she has as much right to the vehicle as he does. If her name is not on either vehicle title, it is going to be up to the divorce court to determine if either vehicle will be given to your mother!
Right now you may be limited to public transportation, or your mother may need to rent a car!
Good luck!
February 25th, 2010 at 6:18 am
You can still get insurance on it even if it’s in his name. The Agents don’t look at the title and freak out b/c it’s not in your mom’s name. You’ll be fine.
February 28th, 2010 at 6:03 pm
if the truck is in his name, he has to carry the insurance in his name. he needs to either sign the title over to your mom or give her a POA to sign for his insurance.
as for the above allstate agent…while its true most do not look at the registration, please do not tell this child to go out and misrepresent the known facts on an insurance application. thank god you are not MY agent….
March 3rd, 2010 at 5:27 pm
When we handle divorce cases, we normally have BOTH parties sign an agreement that they KNOW that one or the other is no longer covered.
Maybe YOU are “jumping the gun” and it’s something that has already been handle by your Mom. If not, this is something that can be “added to the list” in the divorce case.
You didn’t say what State you are in – but if it is a “community property State”, your Mom should be able to find an agent that can help her, due to the circumstances.
And I agree with Queen B – glad that Allstate agent is not MY agent!! What a bad reply. If that’s the best you can do – go answer the dating game or movie trivia.
Good luck and I hope this helps!