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	<title>Comments on: How much is malpractice insurance for neurosurgeons by state?</title>
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		<title>By: mbrcatz</title>
		<link>http://www.insuranceratedatabase.com/insurance/how-much-is-malpractice-insurance-for-neurosurgeons-by-state/#comment-1899</link>
		<dc:creator>mbrcatz</dc:creator>
		<pubDate>Sat, 13 Feb 2010 10:23:46 +0000</pubDate>
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		<description>There&#039;s no average.

You can&#039;t average no retro date and no tail, with 30 years of prior coverage.

But if you don&#039;t &quot;need&quot; this type of insurance, don&#039;t buy it.  

No hospital will actually allow you to use their operating room without it, anywhere, in the USA, but hey, if you don&#039;t NEED it, hey.

As to where it&#039;s cheaper - Not in the state of NY.  Generally, the states which limit tort (republican states) are more friendly to doctors.  But your professional association, or professional magazines, should be giving you a list of cheaper states.  I believe there are at least 45 of them, LOL.</description>
		<content:encoded><![CDATA[<p>There&#8217;s no average.</p>
<p>You can&#8217;t average no retro date and no tail, with 30 years of prior coverage.</p>
<p>But if you don&#8217;t &#8220;need&#8221; this type of insurance, don&#8217;t buy it.  </p>
<p>No hospital will actually allow you to use their operating room without it, anywhere, in the USA, but hey, if you don&#8217;t NEED it, hey.</p>
<p>As to where it&#8217;s cheaper &#8211; Not in the state of NY.  Generally, the states which limit tort (republican states) are more friendly to doctors.  But your professional association, or professional magazines, should be giving you a list of cheaper states.  I believe there are at least 45 of them, LOL.</p>
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