How does health insurance work – when insurance premium can generally increase?
evelina asked:
If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?
If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?
Please advice.
Thanks.
November 11th, 2009 at 5:25 pm
No. The premiums will not go up for that. Usually health insurance is up for renewal once a year and the cost increases at that time, but not just because you use your policy. The cost of group health insurance where I work has had double digit increases in the premiums every year for 10 years now. The health insurance companies are out of control.
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November 14th, 2009 at 1:39 am
No–health insurance is not like a car insurance. You both can go for medical help and does not affect your premium