Reality has a Liberal Bias asked:


The problem is that, without the mandate, insurance companies won’t cover people with pre-existing conditions. Otherwise, people will just wait until they get sick to buy insurance.

So you have to create a system where everyone is insured — a mandate.

OK, if you don’t like the mandate, how would you get insurance companies to provide affordable insurance to people with pre-existing conditions without a requirement for everyone to have insurance

Your solution has to cover the situation where a person gets laid off, wants to start their own business, and needs to buy affordable individual coverage (not group coverage) for themselves and their family.

You have 30 minutes. Begin….now.
“Affordable” Median income in the US is about $45,000.
Lenny — thoughtful answer. I see challenges in drawing the line around the condition and other conditions, but it’s a start.
Primo — you’re not answering the question I asked. I’m not debating the constitutionality (although 2 of the 3 rulings favor the mandate), I’m asking for an alternative that will address the issue of coverage for pre-existing conditions.
Jay — I don’t see how this will work. No insurance company is going to accept paying $100,000 in hospital bills in exchange for $10,000 in back premiums.
“gws35″ — HIPAA Title I doesn’t address my scenario.

asked:


How would Government run health care be any worse if a Government worker were to make a decision or the insurance person who is only concerned about making a profit.
No one seriously believes that insurance executives, who tell their workers to NOT cover as many conditions as possible have the best interest of the patient in their mind.
We already have death panels, being “denied” for a heart transplant by an insurance person who knows nothing about you, nor cares. The Government would not do this. But no one said Republicans can think for themselves. Look at their candidates. Enough said.

Jerry asked:


I am entering an internship with a life insurance company that very well may lead to a job after graduation. I’m concerned about the commission salary and how to attract clients. Any tips? Is selling life insurance a good career to get involved in?

Bri B. asked:


I am a single soon-to-be mother who is also under 18. I plan to keep this baby with the support my family can provide and the money I save from two jobs. what type of insurance can cover the baby once it’s born. I am covered under my fathers insurance through labor and delivery however from then on the baby is not.
Please help.
Negative comments may boost the ego of the writer however I am bothered none-the-less so save your own time and reply only with helpful answers.
Thankyou.

Nean asked:


Hello I am a healthy female in my early thirties and a non smoker. I need to find decent health insurance that you would get from a good employer. I am new to this and dont understand what I need to have covered for health insurance. I am looking for some good advice and any suggestions. Thank You
P.S- Is it usual that health insurance does not cover maternity?

♫♪~♥ ME ♥~♪♫ asked:


Since I won’t be getting my paycheck while I’m on maternity leave, what will happen with my health insurance? My employer pays most of it, but they still take about $100 a week out of my check for what I have to pay. If I’m not getting a paycheck while I’m on leave, how will my insurance be paid? I have short term disability that I pay into voluntarily every week, so that’s what I’ll be living off of while I’m out, which isn’t really much. How will the insurance get paid?

Randy asked:


My son has autism. I am currently employed and have insurance through my work. I am planning on moving and taking a new job but I am worried that I will not be able to get insurance for my son if I move. If anyone knows anything about this please help.

Thanks,

Randy S.

helloguy asked:


if you take everything out of the interior of your car (back seats & belts, door panel, floor, etc) and if you take off the dash and put your own custom dash. would you have problems with the insurance company if you get into an accident?
sorry about posting in wrong category.

Primadonna asked:


I am trying to find an insurance agency which will provide liability coverage for a greek organization. This is a requirement by many campuses, for greek organizations to have insurance.
We are looking for something that covers an org for damages, including injuries, property damage as well as protection for its members and potential members. . .

Tony P asked:


As above, i claimed on my existing car insurance policy about 2 years a go now. When getting new quotes they ask if i’ve had any claims in the past 3 years (which i have). But just wondering how would my new insurance company know either way if i put ‘no claims’. Surely if they were all on one database they wouldnt be asking me in the first place?! Would they check for any reason? And what would happen if i was found out? Thanks.