hunior asked:


I have pretty much decided to get an SV650S as my first bike. Right now I am reasearching insurance coverages but am pretty much clueless. I don’t know what coverage to get. This will be my first bike and I have very little experience riding. I have taken an MSF course and live in Los Angeles Area. I guess I am not looking for a particular insurance carrier(although it will help), I am looking for an explanations of the coverages so I know what to get.
I am paying for it in full.

Lil Texan asked:


I am 19, never had a driver’s license or permit. I don’t own a car, and the DMV says that I must have car insurance before I can get a driver’s license. I live in NC and I am clueless. The insurance companies keep saying that I need to have a car, but I can’t buy a car without a drivers’ license and insurance. What to do?