Adrian asked:


Hi,
I am planning to enroll in an Individual & family health care insurance. I wondering how much would a good insurance for Me, My Wife and 1 year old Daughter would cost. I have corporate insurance now. But the company I join doesn’t provide me with one.

Nean asked:


Hello I am a healthy female in my early thirties and a non smoker. I need to find decent health insurance that you would get from a good employer. I am new to this and dont understand what I need to have covered for health insurance. I am looking for some good advice and any suggestions. Thank You
P.S- Is it usual that health insurance does not cover maternity?

♫♪~♥ ME ♥~♪♫ asked:


Since I won’t be getting my paycheck while I’m on maternity leave, what will happen with my health insurance? My employer pays most of it, but they still take about $100 a week out of my check for what I have to pay. If I’m not getting a paycheck while I’m on leave, how will my insurance be paid? I have short term disability that I pay into voluntarily every week, so that’s what I’ll be living off of while I’m out, which isn’t really much. How will the insurance get paid?

Gary Jackson asked:


My friend who is an MBA said that if this were implemented, all the insurance companies would just move to South Dakota, because they have the weakest laws, and then they would be able to sell insurance to everyone and ignore all the other states’ laws. Is that true?

Misty L asked:


I lost my job in December and lost health insurance. In August I will be able to get health insurance through a program at a state college I wil be attending. Is this too long of a lapse to cover pre-existing conditions? PA BTW.

Curious Jo asked:


Hi,
I am planning to enroll in an Individual & family health care insurance. I wondering how much would a good insurance for Me, My Wife and 1 year old Daughter would cost. I have corporate insurance now. But the company I join doesn’t provide me with one.

Could anyone please suggest any good plans for New York?

I really apologize if this has been answered before.

johma513 asked:


As I understand it, the bill forces all Americans to have health insurance. However, I think that the fine for having no health insurance is around $750. But after the year 2014, health insurance companies will not be able to turn customers away for preexisting conditions. Why wouldnt someone pay the fine or buy low end coverage until they got ill and supplement the coverage or buy an extensive plan?

Nathan asked:


Under Obama’s health plan, insurance can’t be refused because of a pre existing condition (at least that’s what I heard). How would that work? Why would anyone get insurance before getting sick? How would that not bankrupt the companies?

elanor asked:


99% of the claims made in favor of the house health care bill are outright lies. It is amazing that people believe these things. Explain to me how if private insurance companies are forced to cover people with preexisting illnesses and not allowed to discriminate on a variety of factors, costs go down.

johma513 asked:


As I understand it, the bill forces all Americans to have health insurance. However, I think that the fine for having no health insurance is around $750. But after the year 2014, health insurance companies will not be able to turn customers away for preexisting conditions. Why wouldnt someone pay the fine or buy low end coverage until they got ill and supplement the coverage or buy an extensive plan?