Stephen J asked:


I recently graudated from college and will be moving to a different city for a job, one that my parents don’t live in.

I really had thought about it, but my roomate said something and so I need an answer.

Will I still be on my parents insurance, even though I graduated and live in different city? I am 21, and my parents plan on keeping me on their plan, but the insurance company won’t make me get my own seperate plan, will they?

I didn’t think they would, but my roomate wondered why I was still allowed on my parents insurance as of now.
I will be staying in state.

I just purchased a used vechile. So on Monday I will call to tell them of that, so they can put it on the insurance and then say that it will be used primarily in Houston, not Lubbock. This will obviously make my rate go up somewhat, I just don’t want them to tell me I have to get my own plan or my rates will significantly go up.
#2 answer.

I don’t know if that applies with my insurance/state. My brother is currently in school, but he is 24 and still on my parents insurance.

I figure I will lie to the insurance company tell them I am going to go to school down there next semester, if I have to, and just wait until August to get a really good deal.

It’s not that I cant afford it, but if I can stay on my parents plan and save a $100 a month, I’m going to try.

bubble gum asked:


isnt an insurance company suppose to cover your car regradless the person driving it? well my boyfriend was driving my car-just bought-brand new car- and got into an accident. Now my insurance company denied my claim cause they say he wasnt under the insurance. but should my car be cover regradless if the person driving wasnt? I mean I pay monthly payments and then they are just gonna deny me after an accident. could anyone help me? any advice?

.x.X._Cay_.X.x. asked:


what is your least favorite insurance company and why?

en tu cabeza asked:


The insurance companies can then just charge as much as they want to people that have expensive preexisting medical conditions. For example you have diabetes, you go to get insurance, the company says sure we would love to insure you for 1000/month. Who can afford that? The government would have to also tell the insurance companies how much they are allowed to charge for it to help any.

I Am The Truth asked:


If the deceased person had supplemental life insurance through their job that was 5 times their annual salary. How does the insurance company decide how much the beneficiaries should receive if they even receive anything.

Cassandra H asked:


if you do not call the poice in a minor fender bender and you later call your insurance company to file a claim because you find you have damage to your car what is the driver who you were in the accedent respocable. you both have full coverage insurance and live in michigan. the driver with no damage was barrowing the car from someone and they were not on the car’s policy.

asked:


My medical insurance has expired and I’ve just decided which one to buy next. How long does an insurance company need to approve an application and get it activated??
I have no medical insurance right now so I’m kinda worry because of the swine flu.

Snakebite asked:


My wife got rear-ended. there is no damage to the car (visually) only some paint transfer and some of my paint is scratched off. As for underneath the bumper covering, I can’t tell. the lady was honest about how she should handle the situation, and we are not seeking money other than what it takes to clean up the damage. Is it worth it to drag out the situation with the insurance company? How are these things usually handled?

robbyn asked:


Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup if they are bound to pay back an amount that is at least equal to the total amount paid?

I have tried to do some research on my own, but I still can’t seem to fully understand this matter. Any help will be greatly appreciated!

helloguy asked:


if you take everything out of the interior of your car (back seats & belts, door panel, floor, etc) and if you take off the dash and put your own custom dash. would you have problems with the insurance company if you get into an accident?