cmd2009unl asked:


I was in an accident yesterday, and the owners of the vehicle at fault (the other people) have Progressive insurance. The driver of the vehicle, who was not on the insurance policy, had a suspended license. Will Progressive still cover the costs of the accident?

Additional info: Both cars were totaled and my passenger and I went to the hospital for neck and back pains. The driver of the Progressive vehicle and her two kids are/were fine and needed no medical attention. Both vehicles are totaled.
We both have “liability” insurance plans.

evelina asked:


If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?

Please advice.

Thanks.

CMDS asked:


How do I know if I have gap insurance by looking at my insurance policy? I have Travelers, if that helps.

sidney asked:


If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?

Please advice.

Thanks.

ncpadmanabhan asked:


I have issued a cheque towards first year premium along with the proposal for insurance. The cheque dated the first of the month has been encashed by the insurance company on the third of the month. But they have issued the insurance policy only on the 19th of the month with the date of starting of risk shown as the 22nd of the month. As my cheque for the premium amount has been encashed on the third of the month itself, is not the insurance company liable to cover the risk from the date of encashment of the cheque? Does not the encashment of my cheque and crediting it to the insurance company’s account signify that they have accepted the risk from that date itself?

The Truth asked:


I have full coverage insurance in the state of Massachusetts, my insurance policy runs out in about four days I was planning on switching to Progressive however someone just keyed the hell out of my 2008 Highlander, can I get the insurance to fix it and still switch to Progressive?