ken28056 asked:


I’ve heard about pre-existing conditions and all, but what about getting seriously ill AFTER you have insurance? Let’s say you’re generally healthy, and already have heath insurance which you pay for yourself, at a reasonable rate. Then you get a long term illness, or get into a terrible accident, and need years of expensive care. Of course you keep your policy up to date… Can the company raise your rates by triple (or worse) if you get sick this way?

Michael K asked:


Okay. I recently got a ford escape. I understand that I am not old enough to sign the contract to have insurance, so I am getting my parents to, and I will be paying the premiums. I am a 16 year old male, I have gone through driver’s education, both in car and in class.
How cheap would my insurance be?
By the way, I live in Ontario, Canada, and the car cost around $8000.

Jesus V asked:


We live in Florida, and my son has just turned 16, He wants to get his licenses but we don’t want our insurance to go up too much. From what I hear it is very expensive, yet i hear other people saying that some auto insurance company’s have very cheap rates for adding a first time driver. So if there are any other parents that know of a company that they use that is pretty cheap please let me know.
Thank you.
Yes we are planing on “adding” him to our plan.