Marco asked:


I need to hire someone to remove a tree from my property. The chance that the tree will fall and damage property is minimal. What kind of insurance should the business have – liability insurance? workers’ comp insurance?

cmd2009unl asked:


I was in an accident yesterday, and the owners of the vehicle at fault (the other people) have Progressive insurance. The driver of the vehicle, who was not on the insurance policy, had a suspended license. Will Progressive still cover the costs of the accident?

Additional info: Both cars were totaled and my passenger and I went to the hospital for neck and back pains. The driver of the Progressive vehicle and her two kids are/were fine and needed no medical attention. Both vehicles are totaled.
We both have “liability” insurance plans.

BestAnswerGuy asked:


I had Allstate at one time because it appeared to have the best deal on such coverage while my car insurance has been through Mercury. I’m interested in basic liability, no comp & collision. I’ve got a clean driving record, car license for years but only a motorcycle permit currently.

Thanks!
It’d be for a Ninja 250, by the way.

just making it happen asked:


When a business does most of its work online or in the clients location, what business insurance plans apply? Is liability insurance necessary for the office even if clients rarely come to the office?