Jonathan asked:


I hit a deer and did a little damage to my car. I reported it to insurance company and brought the car to shop for an estimate. they gave me a quote of $1500. I have a $500 deductible so i dropped the car off to get fixed the next day i got a check from the insurance company. Is this my money the check is made payable to me. I don’t get it

Jason D asked:


I don’t get it – unlike natural deasters or things like your house burning down or getting cancer etc, death is guaranteed, so how do insurance companies make money off funeral insurance? They must be covering their costs? So wouldn’t you just be better putting $2.50 into a savings account each week?

Confused.

Mei asked:


Hello everyone. I have life insurance and accidental death insurance, but I am looking for a company that offers insurance for money if you get injured in an accident and become disabled. I show horses and ride often. I am looking for something that would protect my family in case of a disabeling injury. Please only serious answers. Please don’t suggest yahoo or google….I am looking for actual companies. God bless!

Snakebite asked:


My wife got rear-ended. there is no damage to the car (visually) only some paint transfer and some of my paint is scratched off. As for underneath the bumper covering, I can’t tell. the lady was honest about how she should handle the situation, and we are not seeking money other than what it takes to clean up the damage. Is it worth it to drag out the situation with the insurance company? How are these things usually handled?

Quarter Horse Rider asked:


How much is horse insurance and if you buy a horse that already has insurance do you still have to get insurance?(As in I want insurance because I know my family won’t be able to pay for surgery if the horse got hurt bad…Well we might but I know insurance will save alot of money)
I’m not buying the horse I am actually getting it for free (I not gonna buy it before I see and try it out.I know it will have nothing wrong with it because I will most likely show it next year)

AllorNothing AKA The Black MikeT asked:


Health, Auto, and Financial insurance. How in a capitalistic society can everyone be happy since supposedly in capitalistic society YOUR MONEY is ONLY YOUR MONEY? Your money is what YOU have worked for?

Insurance there is no guarantee that you will get the most out of the coverage because you may rarely file a claim. Any other Time you will pay monthly for something that might not happen.

It seems like insurance and capitalism has nothing to do with each other and can’t function without making a big mess.