shirlee asked:


I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I could get with other car insurance companies. Friends and family gave me names of local agents from insurance companies they used. All the agents quoted me really high. Then, I called a major insurance company’s 800 number (not through an agent) and got the lowest quote. So, why do people use insurance agents? Is there a reason why it’s better to use an agent?

Jesse asked:


I’m selling an item on ebay and for the insurance part, i chose not offered. For some reason, when I check what the page would look like the insurance part says i cover up to $100 in damage and loss of item. How do I change this so that I don’t have to offer insurance?

Crystal G asked:

We moved here from out of state so until we could get on our feet my husband and I applied for medi-cal. Now that he’s working he now makes too much money for us to continue, but open enrollment for his health insurance through his work isn’t until March. We have two young boys that just can’t be without insurance. Is loss of one insurance plan considered a reason for his insurance to add us prior to open enrollment?